Payment Options - SmartLivingIndia

Payment Options

We offer multiple payment options which include online and offline. After submitting the order customer will be directed to the selected Payment Gateway. Currently we support PhonePe and Razorpay payment Gateways for your convenience. Customers can make their purchase payment with Credit Card, Debit card, Wallets, Netbanking, UPI or Credit/Debit/Cardless EMIs. The supported banks may vary depending on the selected Payment Gateways. Please check the below given list of Netbanking supported banks before selecting a Payment Gateway.

Supported Payments

Domestic Cards: All Visa, Master, Maestro and RuPay Cards are accepted.

UPI: Google Pay, PhonePe, Paytm, Amazon Pay and other UPI apps.

Netbanking: All major banks are supported. View List

More Payment Methods through Razorpay

Wallets: OlaMoney, Freecharge etc. View List

Debit Card EMI: HDFC Debit Card EMI available.

Credit Card EMI: HDFC, ICICI, SBI and more. View List

Cardless EMI: Fibe, HDFC and more. View List

Offline or Conventional Methods

Bank Wire/ NEFT/RTGS/Direct Bank Transfer: This is available “on-request” only. Customers who like to deposit directly to our bank account should inform us through Email or SMS/WhatsApp once they complete their transaction. Customers should mention the order Id on the transaction and send a message to us with the transaction details at info@smartlivingindia.com or SMS/WhatsApp to phone number +91 8886403330. We would start processing the order once we verify and confirm the Payment.

COD: We don’t support Cash-On-Delivery as a payment method.

Supported Wallets

Given below is the list of Wallets we support through Razorpay.

Wallet ProviderWallet Provider
FreeCharge
Phonepe
Airtel Money
MobiKwik
JioMoney
OlaMoney
Paytm
Amazon Pay
Bajaj Pay

Supported Banks for Netbanking

Given below is the list of banks for which we support Netbanking.

Sl. No.Bank CodeBank NameRazorpayPhonePe
1AIRPAirtel Payments Bank
2ALLAAllahabad Bank
3ANDBAndhra Bank
4AUBLAU Small Finance Bank
5BARB_RBank of Baroda – Retail Banking
6BBKMBank of Bahrain and Kuwait
7BCBMBharat Co-Operative Bank
8BDBLBandhan Bank
9BKDNDena Bank
10BKIDBank of India
11CBINCentral Bank of India
12CIUBCity Union Bank
13CNRBCanara Bank
14CORPCorporation Bank
15COSBCosmos Co-operative Bank
16CSBKCatholic Syrian Bank
17DBSSDevelopment Bank of Singapore
18DCBLDCB Bank
19DEUTDeutsche Bank
20DLXBDhanlaxmi Bank
21ESAFESAF Small Finance Bank
22ESFBEquitas Small Finance Bank
23FDRLFederal Bank
24FSFBFincare Small Finance Bank
25HDFCHDFC Bank
26HSBCHSBC
27IBKLIDBI
28ICICICICI Bank
29IDFBIDFC FIRST Bank
30IDIBIndian Bank
31INDBIndusInd Bank
32IOBAIndian Overseas Bank
33JAKAJammu and Kashmir Bank
34JSBPJanata Sahakari Bank (Pune)
35JSFBJana Small Finance Bank
36KARBKarnataka Bank
37KCCBThe Kalupur Commercial Co-Operative Bank
38KJSBKalyan Janata Sahakari Bank
39KKBKKotak Mahindra Bank
40KVBLKarur Vysya Bank
41LAVB_RLakshmi Vilas Bank – Retail Banking
42MAHBBank of Maharashtra
43MSNUMehsana Urban Bank
44NESFNorth East Small Finance Bank
45NKGSNKGSB Co-operative Bank
46NSPBNSDL Payments Bank
47ORBCOriental Bank of Commerce
48PMCBPunjab & Maharashtra Co-operative Bank
49PSIBPunjab & Sind Bank
50PUNB_RPunjab National Bank – Retail Banking
51RATNRBL Bank
52SRCBSaraswat Co-operative Bank
53SBBJState Bank of Bikaner and Jaipur
54SBHYState Bank of Hyderabad
55SBINState Bank of India
56SBMYState Bank of Mysore
57SBTRState Bank of Travancore
58SCBLStandard Chartered Bank
59SIBLSouth Indian Bank
60STBPState Bank of Patiala
61SURYSuryoday Small Finance Bank
62SVCBShamrao Vithal Co-operative Bank
63SYNBSyndicate Bank
64TJSBThane Janata Sahakari Bank
65TMBLTamilnadu Mercantile Bank
66TNSCTamilnadu State Apex Co-operative Bank
67UBINUnion Bank of India
68UCBAUCO Bank
69UTBIUnited Bank of India
70UTIBAxis Bank
71VARAVarachha Co-operative Bank Limited
72YESBYes Bank

Supported Credit Card EMI Partners

Following is the list of Razorpay supported Payment Partners for Credit Card EMI and the minimum order amount stipulated by them:

Banks

Bank CodeIssuer BankMinimum Amount
AMEXAmerican Express₹5000
BARBBank of Baroda₹2500
CITICitibank₹2500
FDRLFederal Bank₹2500
HDFCHDFC Bank₹1000
HSBCHSBC Bank₹2000
ICICICICI Bank₹1500
INDBIndusInd Bank₹2000
KKBKKotak Mahindra Bank₹3000
RATNRBL Bank₹1500
SBINState Bank of India₹2500
SCBLStandard Chartered₹2500
UTIBAxis Bank₹3000
YESBYes Bank₹1500

Other Cards

CodeCard Network NameMinimum Amount
Bajaj FinservBajaj Finserv₹4999
OnecardOneCard₹2500

Supported Cardless EMI Partners

Following is the list of Razorpay supported Payment Partners for Cardless EMI and the minimum order amount stipulated by them:

Banks

Following is the list of supported Payment Partners for Cardless EMI:

BanksProvider CodeMinimum Amount
Bank of Barodabarb₹5000
CASHecshe₹1000
ICICI Bankicic₹7000
IDFC Bankidfb₹5000
HDFC Bankhdfc₹5000
Kotak Bankkkbk₹3000
KreditBeekrbe₹2400
TVS Credittvsc₹3000

Non-Banking Payment Partners

Payment PartnersProvider CodeMinimum Order Amount
Fibeearlysalary₹3000

Updated on: 27 Sep 2023

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